Build your savings with an M&T Premium Savings Account
START GROWING YOUR CASH TODAY
Save when you open our new Premium Savings account - a great way to keep your money accessible when you need it.
See why a Premium Savings account could help you reach your goals.
No minimum opening balance required.
Earn interestÌýwhile having easy access to your money.

$20 monthly maintenance charge
Monthly maintenance charge is waived{{d131*}} if the the average daily balance maintained in the account for that monthly service charge cycle is at least $10,000
- OR -
on the service charge cycle date, you have a MyChoice Premium Checking, Power Checking, M&T Select, M&T Select With Interest, or Advantage Checking account.

Deposits areÌýFDIC InsuredÌýup to maximum limits.
Premium Savings account features
Conveniently access and manage your savings account
Online or on your phone withÌýM&T Online & Mobile Banking
At anÌý
ToolsÌýto keep you informed of any changes in your accounts
Can provideÌýOverdraft ProtectionÌýto a linked M&T checking account
Combined statements
°ä´Ç³¾±è²¹³Ù¾±²ú±ô±ðÌý·É¾±³Ù³óÌýDirect DepositÌý²¹²Ô»åÌýM&T's Easy Save​
M&T's Easy Save is a feature that allows automatic transfers between M&TÌýaccounts – so you can save more.
M&T Platinum Client
M&T Platinum Client is our concierge financial experience designed for your unique life.
View the benefits and learn more about joining M&T Platinum Client.
If you don't need the flexibility to access your money for awhile, lock in a great rate with a Certificate of Deposit (CD).Ìý
Financial Education Center
Whether you are creating a household budget, starting a business, paying for college education, or saving for retirement, M&T can help.
There are two ways to build your financial literacy – browse a library of relevant topics or simply answer a few questions and receive custom resources based on your current needs and future goals.